Adviser’s Guide to Counseling Aging Clients and Their Families discusses the planning problems unique to your older clients and their families and helps you understand the options available to them. This thorough, yet easy-to-read reference focuses on the tax, health care, and legal concerns that challenge aging clients and gives you the necessary tools to address their retirement, long-term care, and estate planning issues. This revised edition brings you up to date, including coverage of significant changes in the elder care practice area due to the Deficit Reduction Act. Topics include:
Understanding the Elderly Client
Social Security, Medicare, and Medigap Insurance
Long-Term Care Insurance
Medicaid Benefits
Asset Protection Planning
Income, Estate, and Gift Taxation
Wills, Trusts, and Testamentary Substitutes
Powers of Attorney, Living Wills, and Health Care Proxies
Physical, Cultural, and Psychological Considerations