Monte Carlo Retirement Calculator Download [Download]

Pivot Point Advisors' Monte Carlo Retirement Calculator is a powerful financial planning tool. Most retirement calculators make projections based on the expected returns of various asset classes. This calculator simulates the whole range of likely outcomes and assigns probabilities to them. This provides necessary information for making financial plans that can withstand a period of below average investment returns.

Some of the key features of the Monte Carlo Retirement Calculator include:

• It provides a flexible framework to collect financial information including sources of income, expenses, investments and liabilities. 
• The Calculator estimates the range of future levels of net-worth tanking the uncertainty of investment returns into account. The projections incorporate the effect of earnings, expenses, investment returns, taxes and inflation. The range of outcomes and their probabilities must be considered in the construction of any financial plan.
• The Calculator estimates the probability of running out of assets. 
• The Calculator estimates the inflation-adjusted asset consumption for each future year. This information is essential for developing asset allocation models, because it allows the planner to estimate for how long assets can be committed. 
• The Calculator estimates the additional annual savings required to keep the probability of running out of money below 50%. This estimate indicates how far above their current and projected means a person is living.
• Results can be exported as a CSV file to for further processing or to include them in a report.

Download Details and Additional Information

• Quick Start Guide can be downloaded here. http://pivotpointadvisors.com/rcdocs/retirementcalculatorCPA.asp
  
• This Calculator is a Java application and runs on any platform for which a Java Runtime Environment (JRE) is available (required). Download Java for free here. http://www.java.com/en/download/windows_ie.jsp
• The application uses about 1.5MB of disk space. 
• This product is an electronic download file that will be accessible immediately after completing your purchase (click on My Downloads on the left navigation bar). Access to this file expires 90 days from purchase date. 
• Please note this product purchase is non-refundable. For more information about this product or service concerns, please contact the AICPA Service Center at service@aicpa.org or call 888-777-7077.

Pivot Point Advisors is a fee-only financial services firm with a focus on Financial Planning and Portfolio Management. Our analytical approach provides a framework for making objective investment recommendations as part of our Financial Plans. The same disciplined approach has also helped to generate superior returns for our stock portfolios.