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Disclosures:

1. Home equity financing is available from Wells Fargo Consumer Credit Group, a division of Wells Fargo Bank, N.A., and Equal Housing Lender.

2. Borrowers are eligible for a closing cost discount after closing on any new purchase or refinance, secured by a first mortgage or deed of trust, closed through the American Institute of Certified Public Accountants (AICPA)-sponsored Home Financing program provided by Wells Fargo Home Mortgage (New Loan), on or after August 1, 2007, subject to qualification, approval and closing.  Discount may not exceed your out-of-pocket costs.  This discount is not available on home equity loans and lines of credit, FHA mortgage loans, assumption or modification loans, loans originated through brokers, joint ventures or other third parties, and cannot be combined with any other offer or discount.  This discount must be mentioned at the time of application, and all eligibility requirements met no later than two days prior to your New Loan closing date.  Only one discount permitted per New Loan.  This discount is void where prohibited, and is transferable, subject to program availability.

Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A.

© 2007 Wells Fargo Bank, N.A . All rights reserved. Information is accurate as of date of printing and is subject to change without notice. Credit subject to approval.